
Why You Should Consider Co-Borrowers for Higher Home Loan Eligibility
“Thank you so much for your valuable advice bro,” Harsh said, hugging his friend Rehan, who is at Harsh’s new home for the housewarming ceremony. “You didn’t just help me materialise my dream, but also showed me a way to save a big amount of money,” Harsh expressed his gratitude. Housewarming, or ‘Griha Pravesh’ is…

How to Benefit the Most From a Second Home Investment
Ketan Shah, 40, and his wife Namrata, 36, are both bank employees. They are doing well in their professional field and leading a planned life. A varied investment portfolio in the form of bonds, deposits, mutual funds, and stocks, place the couple in a comfortable position with respect to their financial goals. Ketan and Namrata live in a…

Budget 2019-20 Offers Major Deduction on Home Loan Interest Payment
With dreams and plans of buying their first home this year, Soham and Tithi had their eyes and ears peeled for the budget announcement. Good for them, they weren’t disappointed! Like Soham and Tithi, homebuyers spend nights and days weighing the financial security of owning homes with a thorough consideration of home loans and monthly…

How Does an Agreement for Sale Differ From a Sale Deed?
While cooling off after a great round of tennis, Siddharth Agnihotri, an architect by profession, was talking to his friend Yash about moving into a new home. During the discussion, which swept across various topics, the legal aspect of an ‘agreement for sale’ and a ‘sale deed’ came up. Knowing that the two are not the same…

Top Things to Know about Defaulting on a Home Loan EMI
Cost of a property involves quite a big amount of money, so for majority of people buying a home on full cash payment is difficult to imagine. Therefore, for many, home loans are becoming the most preferred route for buying a residential property. Several studies show a dramatic surge in home loan applications in recent years, as…

Udaya Cresent Koven: Your Dream Haven in the Heart of Hyderabad
We choose to live in homes that mostly resemble who we are or want to be — something that’s commonly referred to as ‘dream home’. When businessman Rajendra Jagapathy was out in the home buying market, his priority was a home that would be his sanctuary even in the middle of the bustling urbanscape of…

Balaji Elegancia: Your Own Retreat in the Pearl City
These days, it’s increasingly common to head to a weekend getaway to relax and unwind. Coming home at the end of the day is no longer the sign of putting up your feet for many denizens in the city; rather time-off is carefully planned and paid for. Now, imagine if your own home was so…

Common Issues of Property Inheritance after the Owner’s Death
The death of Delhi-based businessman Bhuwanlal Singla, presented his four surviving sons with a moral and legal dilemma, involving their father’s multi-crore real estate holdings. In the wake of this family tragedy, the sons faced the most challenging situation related to property inheritance, as Bhuwanlal did not leave a will. Though there was no chance…

The Rapid Growth of Co-living Spaces in Our Cities
Jobs and education opportunities are bringing more and more people to urban centres and gateway cities. India has a sizeable annual influx of rural to urban migration rate which was 4.5% in 2011. Jhong Khei from Manipur moved to New Delhi with an eye on his ambition of studying for the civil services exams as…