Planning to Rent Out Your Property? Here’s How to Choose the Ideal Tenant
For Saibal and Alpana Chatterjee, much financial planning revolves around their two young daughters. Of course, there will come a time when they will marry and start living with their husbands, but that is quite some years away. Nevertheless, Saibal and Alpana want to secure their financial future. They should not face any monetary problems…
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Affordable Property Investments: How Fractional Ownership Can Work for You
“Investing in real estate is extremely profitable over the long term,” said Ravi, “But the problem is that property investment requires a lot of money.” Ravi is a 29-year-old employee in a startup and a keen watcher of the property markets. He was conversing with his old-time buddy Suraj who now works in a home…
Friendzone, Overlooking the Ganges in Kolkata
“Can we freeze our friendship in time?” asked Aparna. Ashim looked at her with questions in his eyes. “What do you mean?” he let out the question that was in everybody’s mind. “What I mean is that if we can stay together in an apartment complex for the rest of our lives,” clarified Aparna. “Then…
Top Tips for Researching Neighbourhoods Online Before Buying a Flat
You need to make a bunch of decisions before buying a flat in Kolkata. One of the major decisions is to choose the location where you will buy a flat and continue to live for years. Of course, you can ask your friends, colleagues, and real estate agent, but there is a much more convenient…
A Sunday Afternoon Near The Ganges in Kolkata
It was a Sunday afternoon when Saibal met Supriya for the first time at a restaurant beside the Ganges. They sat down on a table overlooking the Ganges. They could watch the waves, the Western bank, and a few boats through the large glass window. The river was flowing gently. Supriya was bathed in the…
How You Can Pay Home Loan EMIs with Mutual Fund SWP
One of Rajiv’s smart decisions just after he married Suparna was to invest a modest amount in a mutual fund. This was a significant part of his savings. Rajiv also started a systematic investment plan (SIP) in a mutual fund. He made these two decisions considering his future financial needs. Little did he know that…
Can We Expect Interest Rate Reduction Soon?
After a couple of Western central banks reduced interest rates, the avid economy watchers are agog hoping for an early interest rate reduction this year. This will help millions of homebuyers as their EMIs will come down significantly. This will also give a fillip to the real estate industry as lower home loan rates will…
How to Arrive at a Home-buying Budget in Kolkata
Sandip was a somewhat confused young man when he planned to buy his first home. To make matters worse, he became more confused after he visited a few under-construction and ready apartments and started planning for a home-buying budget. Thinking that two heads are better than one, he consulted his wife Saheli and could finally…
How the Education and Employment Sector is Evolving in Kolkata
Swati feels she is at the crossroads of her life. Just passed out of school, she has to make a few major decisions that will influence her future. She must choose the right college, and the right subject combination so that she can get a cushy job at the end of her education. Swati is…