Senior Citizens’ Path to Homeownership: The Best Loan Options
Mr. Subir Chatterjee does not own a home, but now, with retirement staring him in the face, he has decided to buy an apartment in Kolkata and settle down. He was in a job that took him to different cities in India. He was not sure where he would finally settle down after retirement. Now…
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Buying a Home in 2025-26? Essential Tax Rules You Need to Know
Tax laws related to home loans and certain changes proposed in the Union Budget 2025 came into effect on April 1, 2025. These will affect homebuyers, property investors, and real estate developers. The new provisions are also expected to boost demand, increase tax compliance, and make property transactions more transparent and investor-friendly. If you are…
Demystifying Home Loans: Essential Information for Every Buyer
Buying a home involves substantial capital investment, and a home loan is extremely important for most homebuyers. In fact, almost all banks and various non-banking finance companies (NBFCs) offer home loans. However, their terms and conditions often differ, and borrowers find it difficult to choose the most suitable home loan from the right financial institution/bank….
Gen Z Homebuyers Journey: Trends, Dreams, and Decisions
Shalini had thought Debmalya would continue to live in rent but what he said during the office coffee break took her by surprise. “Buying a home is essential for settling down. A home anchors you in life,” he spoke slowly. There is truth in those words, but it is tough for Gen Z youth (people…
Secrets to Successfully Renting Out Your Extra Room
Rita Sen, a retired school teacher in her late 60s, struggled to maintain her sprawling house at New Alipore. With her husband no more and her sons settled in Bengaluru and Mumbai for work, managing the entire property alone was becoming difficult. She started thinking about renting the ground floor. The idea of additional income…
Start Home Ownership Early: Benefits of Home Loans for Millennials
Srijit, a software engineer in his early 30s, had always wanted to buy a home. Growing up in various rented apartments through his childhood and teenage years, he saw his parents coping with rent hikes and the uncertainty of shifting. After landing a plum job in an IT giant, he started thinking of buying his…
Repo Rate Cut: Better Times Ahead for Homebuyers?
“In life, timing is crucial. You must take the right step at the right time,” declared a smug Biswajit while having tea with his wife Ruchi on a Sunday afternoon. Biswajit is an investment manager in a financial services company and prides himself on his ability to predict the ups and downs of the financial…
How the Union Budget 2025-26 is Going to Impact Homebuyers
35-year-old IT professional Rohit Basu has been saving up for his dream home. Every year, he anxiously waits for the Union Budget, hoping for policies that will make homeownership easier. In 2025, the government’s Budget announcements have finally given homebuyers like Rohit new hope. With tax benefits, increased affordability, and infrastructure growth, homebuyers are hopeful…
Why 50% of India’s Wealth is in the Real Estate Sector: An Analysis
For Rehan Arora, a Bengaluru-based software engineer, landing a plum MNC job was a dream. It helped uplift his lifestyle, and he started looking for suitable investment options. Some of his peers were eyeing newer investment avenues like cryptocurrency, while others chose the stock market. Rehan was keener on real estate as he saw his…