buying a new home

Independent House vs. Villa: Which Is Your True Dream Home?

“There is no alternative to an independent house. It offers privacy, exclusivity, and locational advantage,” Mr. Arora firmly expressed his opinion. “It was earlier. But today, a villa in a community means higher quality of life with modern amenities, hassle-free repair and maintenance, and ironclad security,” his son politely disagreed. There are subtle differences between…

Buying a Home in 2025-26? Essential Tax Rules You Need to Know

Tax laws related to home loans and certain changes proposed in the Union Budget 2025 came into effect on April 1, 2025. These will affect homebuyers, property investors, and real estate developers. The new provisions are also expected to boost demand, increase tax compliance, and make property transactions more transparent and investor-friendly. If you are…

Demystifying Home Loans: Essential Information for Every Buyer

Buying a home involves substantial capital investment, and a home loan is extremely important for most homebuyers. In fact, almost all banks and various non-banking finance companies (NBFCs) offer home loans. However, their terms and conditions often differ, and borrowers find it difficult to choose the most suitable home loan from the right financial institution/bank….

Gen Z Homebuyers Journey:  Trends, Dreams, and Decisions

Shalini had thought Debmalya would continue to live in rent but what he said during the office coffee break took her by surprise. “Buying a home is essential for settling down. A home anchors you in life,” he spoke slowly. There is truth in those words, but it is tough for Gen Z youth (people…

How the Union Budget 2025-26 is Going to Impact Homebuyers

35-year-old IT professional Rohit Basu has been saving up for his dream home. Every year, he anxiously waits for the Union Budget, hoping for policies that will make homeownership easier. In 2025, the government’s Budget announcements have finally given homebuyers like Rohit new hope. With tax benefits, increased affordability, and infrastructure growth, homebuyers are hopeful…

A Sunday Afternoon Near The Ganges in Kolkata

It was a Sunday afternoon when Saibal met Supriya for the first time at a restaurant beside the Ganges. They sat down on a table overlooking the Ganges. They could watch the waves, the Western bank, and a few boats through the large glass window. The river was flowing gently. Supriya was bathed in the…

Phoenix Halcyon: An Architectural Jewel in the Crown of Hyderabad

A few years ago, Mukul and Surupa Dhyani returned from the States as top executives at two of the country’s largest MNCs. Since their return, they had been living in a 3BHK apartment in an upscale residential spot in Hyderabad. But now, they were wanting to move to an even better location — to a…

How First Time Home Buyers Can Avoid These Mistakes

Sumit and Payel  Sengupta, a newlywed couple, are hunting for what will be their first home together. But their minds are riddled with the usual concerns that first time home buyers have — “Is this the right time?” “Where should we buy?”; “How big the house should be?” and so on… The thought of buying…

How Should You Choose Your Banker for Availing Home Loan?

Moving into one’s dream home is indeed a dream for many, but buying a home is no less a daunting task. There are several aspects to be considered, starting from choosing the property, completing the documentation, and finally getting the home financed. Home loan, in recent times, is a boon for home buyers. However, there…

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