Why Joint Property Ownership Creates Unexpected Tax Nightmares
Here’s something nobody tells you at the registration office. That property deed with both your names on it? The one that made you feel so secure? It might be a ticking tax bomb. And the timer started the moment you signed those papers. I know what you’re thinking. “But we did everything right. Both my…
NK RealtorsHome Prices Surge While Buyers Worry — What’s the Missing Piece?
India’s housing market is sending mixed signals, leaving potential buyers scratching their heads. All-India Housing Price Index by the RBI (the index is based on home prices in 18 cities) increased by 3.6 per cent (y-o-y) in Q1:2025-26. On a sequential (q-o-q) basis, All-India Housing Price Index increased by 2.0 per cent in Q1:2025-26. But…
Independent House vs. Villa: Which Is Your True Dream Home?
“There is no alternative to an independent house. It offers privacy, exclusivity, and locational advantage,” Mr. Arora firmly expressed his opinion. “It was earlier. But today, a villa in a community means higher quality of life with modern amenities, hassle-free repair and maintenance, and ironclad security,” his son politely disagreed. There are subtle differences between…
Buying a Home in 2025-26? Essential Tax Rules You Need to Know
Tax laws related to home loans and certain changes proposed in the Union Budget 2025 came into effect on April 1, 2025. These will affect homebuyers, property investors, and real estate developers. The new provisions are also expected to boost demand, increase tax compliance, and make property transactions more transparent and investor-friendly. If you are…
Demystifying Home Loans: Essential Information for Every Buyer
Buying a home involves substantial capital investment, and a home loan is extremely important for most homebuyers. In fact, almost all banks and various non-banking finance companies (NBFCs) offer home loans. However, their terms and conditions often differ, and borrowers find it difficult to choose the most suitable home loan from the right financial institution/bank….
Gen Z Homebuyers Journey: Trends, Dreams, and Decisions
Shalini had thought Debmalya would continue to live in rent but what he said during the office coffee break took her by surprise. “Buying a home is essential for settling down. A home anchors you in life,” he spoke slowly. There is truth in those words, but it is tough for Gen Z youth (people…
How the Union Budget 2025-26 is Going to Impact Homebuyers
35-year-old IT professional Rohit Basu has been saving up for his dream home. Every year, he anxiously waits for the Union Budget, hoping for policies that will make homeownership easier. In 2025, the government’s Budget announcements have finally given homebuyers like Rohit new hope. With tax benefits, increased affordability, and infrastructure growth, homebuyers are hopeful…
A Sunday Afternoon Near The Ganges in Kolkata
It was a Sunday afternoon when Saibal met Supriya for the first time at a restaurant beside the Ganges. They sat down on a table overlooking the Ganges. They could watch the waves, the Western bank, and a few boats through the large glass window. The river was flowing gently. Supriya was bathed in the…
Phoenix Halcyon: An Architectural Jewel in the Crown of Hyderabad
A few years ago, Mukul and Surupa Dhyani returned from the States as top executives at two of the country’s largest MNCs. Since their return, they had been living in a 3BHK apartment in an upscale residential spot in Hyderabad. But now, they were wanting to move to an even better location — to a…
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