A Sunday Afternoon Near The Ganges in Kolkata
It was a Sunday afternoon when Saibal met Supriya for the first time at a restaurant beside the Ganges. They sat down on a table overlooking the Ganges. They could watch the waves, the Western bank, and a few boats through the large glass window. The river was flowing gently. Supriya was bathed in the…
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How You Can Pay Home Loan EMIs with Mutual Fund SWP
One of Rajiv’s smart decisions just after he married Suparna was to invest a modest amount in a mutual fund. This was a significant part of his savings. Rajiv also started a systematic investment plan (SIP) in a mutual fund. He made these two decisions considering his future financial needs. Little did he know that…
Can We Expect Interest Rate Reduction Soon?
After a couple of Western central banks reduced interest rates, the avid economy watchers are agog hoping for an early interest rate reduction this year. This will help millions of homebuyers as their EMIs will come down significantly. This will also give a fillip to the real estate industry as lower home loan rates will…
How to Arrive at a Home-buying Budget in Kolkata
Sandip was a somewhat confused young man when he planned to buy his first home. To make matters worse, he became more confused after he visited a few under-construction and ready apartments and started planning for a home-buying budget. Thinking that two heads are better than one, he consulted his wife Saheli and could finally…
How You Can Take Advantage of an Upbeat Kolkata Property Market
“Why now?” asked Dilip to his beautiful wife Subarna. They were discussing whether it was the right time to buy a flat in Kolkata. Subarna has been egging on her husband to book their first home in Kolkata for some time now, and Dilip has been telling her to be patient and wait for some…
Barasat, Madhyamgram will Soon Be Closer to New Town, Kolkata
When Subarna insisted on buying an apartment at Madhyamgram, Surojit was firm in his opposition. “It would be quite far from our offices at New Town,” Surojit said. Subarna agreed but beamed at one prospect. “But look at the positive side, my baper bari will be closer,” she said. Subarna’s parents and her brother live…
New Metro Lines are Going to Develop Real Estate Hotspots in Howrah and Garia
Jaya always felt joyous and a little sad every time Jamaishasthi approached. In her 4 years of married life, every Jamaishasthi brought her a wave of pleasant expectations. The thought of spending a day with her parents always made her happy. At the same time, she was somewhat sensitive to her husband’s sarcastic comments about…
Are We Going to See an Interest Rate Reduction Soon?
“Suppose home loan EMI goes up and makes it difficult to manage our monthly expenses. Shouldn’t we be cautious?” Sourabh looked at his wife with questioning eyes. Sourabh and his wife Ruchi have been considering buying their home in Kolkata for quite some time but have delayed the decision for over a year. They are…
Top 5 Myths about Property Investment That Are Not True
“Buying a home, even on a home loan, needs a huge down payment,” said Sudip, “I started my career only a few years back.” “Not entirely true. Why don’t you talk to a knowledgeable property consultant like NK Realtors?” asked Rina. “They have dedicated home loan assistance called NK Assist,” she informed him. Sudip Chatterjee…