Discover the Secret Relationship between Infrastructure and Real Estate Growth
Sukanta knocked on his door with a paper packet of hot singara in hand. It was about 7 o’clock. Chaitali should be home by now. Sukanta waited for the door to open. He waited for a minute. For 2 minutes. He knocked again. 3 minutes passed. He was worried, “What is wrong? Is she sleeping,…
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RBI Slashes Repo Rates: What It Means for Aspiring Homeowners
The expected event has happened. And sooner than we expected. The Reserve Bank of India just made a startling move. A 50 basis point Repo Rate slash. We told you in February this year that “Homebuyers can expect lower EMIs soon.” Does it mean excellent times are ahead for homebuyers? Priya obviously thinks so as…
Why You Should Buy Property in the Upcoming Areas of Kolkata in 2025
Sagnik has been living on rent at an apartment in Nagerbazar for about five years. But he is not happy for various reasons. Sagnik, a bank officer, wants to buy an apartment and settle down with his long-time girlfriend, Neera. Neither Neera nor Sagnik wants to buy an apartment in Nagerbazar. They have been actively…
Urbanisation and Demographic Trends: Transforming the Real Estate Landscape
It feels like a week has passed since Manoj came to Kolkata to join his office at Salt Lake, Sector 5. But that is not true. It was almost a decade ago. Today, when he looks back, he is surprised by how much the city has changed. Massive urbanisation, demographic changes have completely expanded the…
Are You Aware of Your Rights and Duties Under RERA? Find Out Now!
“Investing in a property is not easy; you need to do so much due diligence,” grumbled Rajat. But his father was adamant. He opposed him with gusto, “It was so once upon a time. Not any longer. Nowadays, RERA eliminates the need for most of the due diligence.” “Yes, I have also heard there are…
Transform Your Home with a Green Roof: Top Benefits Explored
The weather is increasingly getting warmer in our cities. Higher green cover can help to keep the weather moderate. We have been experiencing very hot days during the spring and summer. A lack of greenery is often cited as the reason. The authorities, various NGOs, and other institutions are regularly implementing plantation drives. However, there…
Invest in Real Estate without Purchasing a Property: Top Strategies Explained
Sujoy agreed, “Yes, Dad, I got your point. Investing in real estate can be very lucrative over the long term. But I have started my career only about 4 years ago. Where will I find enough money to invest in real estate? It needs a lot of money, right?” “Wrong,” said his father, “You can…
Kolkata’s Commercial Property Market: How to Invest for Maximum Benefit
Investing in commercial properties requires specialized knowledge compared to investing in residential real estate. Key factors include market potential, tenant analysis, and management capabilities. Many investors are shy of investing in commercial real estate for these reasons. However, investing in commercial real estate can be quite lucrative, as it offers high capital appreciation and rental…
Independent House vs. Villa: Which Is Your True Dream Home?
“There is no alternative to an independent house. It offers privacy, exclusivity, and locational advantage,” Mr. Arora firmly expressed his opinion. “It was earlier. But today, a villa in a community means higher quality of life with modern amenities, hassle-free repair and maintenance, and ironclad security,” his son politely disagreed. There are subtle differences between…
Senior Citizens’ Path to Homeownership: The Best Loan Options
Mr. Subir Chatterjee does not own a home, but now, with retirement staring him in the face, he has decided to buy an apartment in Kolkata and settle down. He was in a job that took him to different cities in India. He was not sure where he would finally settle down after retirement. Now…
Buying a Home in 2025-26? Essential Tax Rules You Need to Know
Tax laws related to home loans and certain changes proposed in the Union Budget 2025 came into effect on April 1, 2025. These will affect homebuyers, property investors, and real estate developers. The new provisions are also expected to boost demand, increase tax compliance, and make property transactions more transparent and investor-friendly. If you are…
Demystifying Home Loans: Essential Information for Every Buyer
Buying a home involves substantial capital investment, and a home loan is extremely important for most homebuyers. In fact, almost all banks and various non-banking finance companies (NBFCs) offer home loans. However, their terms and conditions often differ, and borrowers find it difficult to choose the most suitable home loan from the right financial institution/bank….