Blog – 4 Column

Urbanisation and Demographic Trends: Transforming the Real Estate Landscape
Urbanisation and Demographic Trends: Transforming the Real Estate Landscape

It feels like a week has passed since Manoj came to Kolkata to join his office at Salt Lake, Sector 5. But that is not true. It was almost a decade ago. Today, when he looks back, he is surprised by how much the city has changed. Massive urbanisation, demographic changes have completely expanded the…

Are You Aware of Your Rights and Duties Under RERA? Find Out Now!
Are You Aware of Your Rights and Duties Under RERA? Find Out Now!

“Investing in a property is not easy; you need to do so much due diligence,” grumbled Rajat. But his father was adamant. He opposed him with gusto, “It was so once upon a time. Not any longer. Nowadays, RERA eliminates the need for most of the due diligence.” “Yes, I have also heard there are…

Transform Your Home with a Green Roof: Top Benefits Explored
Transform Your Home with a Green Roof: Top Benefits Explored

The weather is increasingly getting warmer in our cities. Higher green cover can help to keep the weather moderate. We have been experiencing very hot days during the spring and summer. A lack of greenery is often cited as the reason. The authorities, various NGOs, and other institutions are regularly implementing plantation drives. However, there…

Invest in Real Estate without Purchasing a Property: Top Strategies Explained
Invest in Real Estate without Purchasing a Property: Top Strategies Explained

Sujoy agreed, “Yes, Dad, I got your point. Investing in real estate can be very lucrative over the long term. But I have started my career only about 4 years ago. Where will I find enough money to invest in real estate? It needs a lot of money, right?” “Wrong,” said his father, “You can…

Kolkata’s Commercial Property Market: How to Invest for Maximum Benefit
Kolkata’s Commercial Property Market: How to Invest for Maximum Benefit

Investing in commercial properties requires specialized knowledge compared to investing in residential real estate. Key factors include market potential, tenant analysis, and management capabilities.  Many investors are shy of investing in commercial real estate for these reasons. However, investing in commercial real estate can be quite lucrative, as it offers high capital appreciation and rental…

Independent House vs. Villa: Which Is Your True Dream Home?
Independent House vs. Villa: Which Is Your True Dream Home?

“There is no alternative to an independent house. It offers privacy, exclusivity, and locational advantage,” Mr. Arora firmly expressed his opinion. “It was earlier. But today, a villa in a community means higher quality of life with modern amenities, hassle-free repair and maintenance, and ironclad security,” his son politely disagreed. There are subtle differences between…

Senior Citizens’ Path to Homeownership: The Best Loan Options
Senior Citizens’ Path to Homeownership: The Best Loan Options

Mr. Subir Chatterjee does not own a home, but now, with retirement staring him in the face, he has decided to buy an apartment in Kolkata and settle down. He was in a job that took him to different cities in India. He was not sure where he would finally settle down after retirement. Now…

Buying a Home in 2025-26? Essential Tax Rules You Need to Know
Buying a Home in 2025-26? Essential Tax Rules You Need to Know

Tax laws related to home loans and certain changes proposed in the Union Budget 2025 came into effect on April 1, 2025. These will affect homebuyers, property investors, and real estate developers. The new provisions are also expected to boost demand, increase tax compliance, and make property transactions more transparent and investor-friendly. If you are…

Demystifying Home Loans: Essential Information for Every Buyer
Demystifying Home Loans: Essential Information for Every Buyer

Buying a home involves substantial capital investment, and a home loan is extremely important for most homebuyers. In fact, almost all banks and various non-banking finance companies (NBFCs) offer home loans. However, their terms and conditions often differ, and borrowers find it difficult to choose the most suitable home loan from the right financial institution/bank….

Unlocking West Bengal’s Potential: The Investment Surge Story
Unlocking West Bengal’s Potential: The Investment Surge Story

“Let’s have another round of coffee,” Ranjana demanded. Ranjana, Saswata, Sayan, and Ritika were having their usual weekend adda in the South City food court. They are all final-year engineering students As usual, their discussions touched upon several topics — IPL matches, studies, their senior student friends already in jobs, and West Bengal’s economy and…

Gen Z Homebuyers Journey:  Trends, Dreams, and Decisions
Gen Z Homebuyers Journey:  Trends, Dreams, and Decisions

Shalini had thought Debmalya would continue to live in rent but what he said during the office coffee break took her by surprise. “Buying a home is essential for settling down. A home anchors you in life,” he spoke slowly. There is truth in those words, but it is tough for Gen Z youth (people…

Discover Kolkata’s Spring: Embracing Changes Beyond the Bloom
Discover Kolkata’s Spring: Embracing Changes Beyond the Bloom

“No, no Sumedha, let’s try that again…” Mrs. Nupur Chatterjee ignored the faint sign of irritation on Sumedha’s face. “Sing with me now… Phagun hawoay hawoay…” Mrs. Chatterjee is a perfectionist; even minor lapses do not go past her. Rehearsals are in full swing for the cultural program in the evening of Doljatra. Like every…